top of page



Our goal is to improve the quality of life in America’s cities. We will accomplish this as partners working together with our friends and neighbors. We will help our communities become places where families can live in safety, prosperity and harmony; places where the American dream of home ownership can flourish; places where fair, decent and affordable housing is a reality for all people.


We offer counseling to consumers, as well as non-profits, public agencies and faith-based organizations in each of the following areas: Pre-purchase, Budget/Credit, Pre-rental, Homeowner, Default/Foreclosure, Home Equity Conversion/Reverse Mortgages, Community Development Programs, Housing Rehabilitation, Refinance, Financial Literacy, Discrimination, Predatory Lending and Fair Housing.


The National Investment Division-Housing Counseling Agency (NID-HCA) is a HUD approved non-profit organization with 25 years of experience in housing counseling and community building.

NID-HCA has taken a leading role in advocating for our developing policies that would effectively address the housing and community development needs of under served communities in need of traditional resources, products and services.

NID-HCA leadership through the input of our dedicated counselor network and client memberships provides substantial input to both the public and private sectors on how to implement and utilize government and private sector programs and policies to create positive change for our client based –the under served communities of America.

We are proud of the commitment of our partnerships, client –family and the commitment of our dedicated counselors to continue to dissolve barriers of the under served as we forge forward with a deepened commitment to help build and re-build communities thru outreach efforts, education and the creation of partnerships, uniting counseling, clients and community groups that foster healthier communities.

>> Request NID Package

bottom of page